Wednesday, March 4, 2009

Real Estate Success Bus Tour

Search Real Estate Property the Easy Way by Taking a Ride with Staged for Success on the Pittsburgh Foreclosure Bus

By Christine Emmick

In today’s economy, foreclosures are inevitable, but the current market is great for Pittsburgh. In February of this year, Pittsburgh was named one of the best places to ride out the recession by Business Week. With a solid job market and plenty of affordable housing, Pittsburgh and the surrounding tri-state area could see home prices actually increase over the next decade. This is good for the local real estate market, especially since real estate is on sale right now. The market plunge has caused the Pittsburgh real estate value to dip slightly, about one percent according to real estate market reports found at Zillow.com. With news like this now is the time to buy.

Real estate foreclosures present exciting buying opportunities for first time home buyers and those interested in investment property. You could comb through the real estate property listings filled with bargain basement money pits or go to one of those questionable real estate auctions requiring thousands of dollars cash up front to find foreclosures. Or you could take a ride on The Success Bus. Staged for Success, the premier staging company in the Pittsburgh region, is hosting real estate bus tours in many Pittsburgh regions. This hassle-free way of looking at real estate from Staged for Success takes you on a comfortable bus ride, using their gasoline, and lets you examine properties that are worthy of your time and money, with no pressure to buy any of the houses they show.

A ride on The Success Bus lasts from about 10am until 4pm and features full viewing of approximately twelve foreclosure properties. These real estate listings are hand selected so you won’t waste your time looking at houses that need torn down and made into a parking lot. The real estate tour also includes advice from experts in the Pittsburgh real estate markets and experienced negotiators to help get the best price for the home. Not only that, Staged for Success provides lunch, including chips, drink and sandwich. For those that choose to make a purchase, take any of the classes available on their website or use any of their staging services, they offer 25 to 50 percent off their services. The cost of the tour is only 50 dollars per person or 90 dollars per couple and you receive a full refund of the tour admission when purchasing a home through the program. For upcoming tour dates and Pittsburgh neighborhood locations, visit www.thesuccessbus.com or call 724-757-9291. For any questions about the online home buyer’s class, visit the Staged for Success website at www.mystagingpros.com.
It’s time to get on the bus!

Content sponsored by Staged for Success, a full service home and business staging company serving the greater Pittsburgh area. For more information about Staged for Success, visit their website at www.mystagingpros.com.

Christine Emmick is a freelance business and real estate writer based in the Pittsburgh area. You may contact Christine through her blog site at
www.activerain.com/cemmick.

Thursday, February 5, 2009

Get Your House Ready to Sell This Spring

Strategic Home Improvement Increases Your Home Value, Inside and Out

By Christine Emmick

Spring is a great time to do home improvement and when you’re selling a home, you need every one of those investment dollars to count. When a home buyer looks for houses for sale, curb appeal is not the only important factor anymore. Multi-photo listings and virtual home tours mean you need to have your house looking its best, both inside and out, before the real estate agent does a home appraisal.

Start with your home interior. Tackle the clutter and get rid of anything you do not use at least on a weekly basis. Give away what you don’t use, throw away the junk and store the rest. You’ll find dozens of storage facilities listed at uhaul.com. Then decide whether you’ll hire a carpet cleaner or carpet installer. If your carpet is more than five years old or it is stained, it’s best to replace it with new, neutral colored carpet. Finally, get a few estimates from a painting contractor to give the interior walls a fresh look. Again, make sure you choose neutral house paint colors.

Next tackle the outside of the house. Attack the clutter here as well, and then consider new improvements like roof, windows, siding and exterior house paint which will ultimately raise the sale price of your home. Again, keep with neutral shades and be sure to choose colors that complement one another. In general, avoid blue with reds, and any purple, pink or orange hues. Also, make sure to get a copy of the insurance certificate of any roofer, window installer or painter before they do any work and check the references for each contractor as well.

Don’t forget the landscaping. People get their first impression of a property from the landscaping and simple inexpensive changes, such as adding an accent shrub or replacing mulch, can make a big difference. A general landscape contractor can bring an established landscape back to life, but it’s best to hire a landscape architect to re-design a badly maintained site. Early spring is the perfect time to hire a landscape contractor since most are eager to get to work after the off season.

You can do all this yourself, if you have the time and resources. Most people selling a house don’t have time to check a contractor’s references, let alone have the experience required to inspect their work. This is where a good staging company, like Staged for Success comes in. A staging company hires experienced contractors for you who have a proven record of reliability. Also, the staging company is often times able to negotiate a better contract price than a homeowner, mostly due to the volume of business they bring to that contractor.

Staged for Success, the premier staging company in the greater Pittsburgh area, provides free consultations to all prospective staging clients and offers online classes for both those looking to buy and sell a home. Try the Home Buyer Class if you want to know more about real estate agents, credit scores. The Home Sellers Class, which is geared to help you make the most of the selling process, gives details on what to look for in a real estate agent, as well as the particulars on how to make your home look its best. You can reach them at their website, http://www.mystagingpros.com/, or by telephone at 1-877-615-3294.

Spend some time on home improvements this spring. This is the way you “Set the Stage” to sell your home successfully.

Content sponsored by Staged for Success, a full service home and business staging company serving the greater Pittsburgh area. For more information about Staged for Success, visit their website at www.mystagingpros.com.

Christine Emmick is a freelance business and real estate writer based in the Pittsburgh area. You may contact Christine through her blog site at www.activerain.com/cemmick.

Thursday, January 29, 2009

Preventing Identity Theft

Take These Simple Steps to Protect Your Personal and Corporate Identity

By Christine Emmick

Identity theft is something most people do not think about until it is too late. Statistics show over two-hundred-thousand people fall victim to identity theft each year just in the United States alone. With these numbers growing, identity theft prevention is more important than ever. Here are some ways you can protect yourself from identity thieves.

Use your credit card instead of your debit card. Credit cards tend to carry more identity theft protection, such as zero-liability for unauthorized purchases. After just two days you may be liable for up to $500 in unauthorized charges on your debit card, and after 60 days you may be liable for all of it.

Choose just one credit card for your everyday purchases. When buying all your personal and corporate supplies, it’s smart to stick with one card instead of spreading the balance over multiple accounts. When you use multiple cards, you are putting each of those accounts at risk for fraud. Also, be sure you monitor the activity on that card closely.

Check your balance frequently. Also consider setting spending limit alerts with your credit card company. Most credit card companies offer an alert service that automatically contacts you when a large charge is made to your account. Contact your credit card company’s online service department to see what type of alerts they offer.

Use an identity theft protection service with fraud alert. There are several companies, like Fair Isaac’s myFiCO, which will help you monitor your credit report and alert you when a possible fraud attempt is made. Some will even back you monetarily, reimbursing you for the losses you’ve suffered at the identity thief’s hand.

Be cautious when opening new retail credit card accounts. It may seem like a great idea to take advantage of that discount, but some retail workers may not be as careful with your sensitive financial information as they should, especially during busy seasonal times. As an aside, each credit inquiry from a lender lowers your credit score, eventually limiting your financing choices.

Check your credit report often. Make sure all the information is correct, including your contact as well as your credit information. Under federal law, you are entitled to one free copy of your credit report each year. Contact each of the three major credit bureaus, Equifax, Experian and Trans Union, and ask what the procedure is to get your free report.

Take a credit class. This gives you a good overview of what you will find on your credit report, helps you understand what affects your credit rating and tunes you in on how much damage is caused by identity theft. Credit and You is a class that covers the how to on preventing identity theft, how your credit score is determined as well as how to improve this credit score. This course is available from Staged for Success and for a limited time offered at over half off the regular price. Call 877-615-3294 or visit the website to register.

Following these simple rules reduces your chance of becoming a victim of identity theft drastically. Preventing identity theft does not happen by accident. Know your credit score, monitor your credit activity, and educate yourself about the credit process and identity thieves will shop somewhere else for their next victim.

Content sponsored by Staged for Success, a full service home and business staging company serving the greater Pittsburgh area. For more information about Staged for Success, visit their website at www.mystagingpros.com.
Christine Emmick is a freelance business and real estate writer based in the Pittsburgh area. You may contact Christine through her blog site at
www.activerain.com/cemmick.